When you shop for a new car at your local Buick dealership, one of your first choices is how to finance your purchase. You’ll have greater car financing options and benefits when you work directly with your dealership instead of a bank, financial institution, or third-party lender.
1. Convenient, One-Stop Shopping
Your dealership does all the work for you, which includes finding the best financing plan for your budget and purchase and providing the necessary forms, paperwork, and details on which documents you must bring to apply for a loan. Your Buick financing experts will offer various payment plans at affordable interest rates, so you can select the best option, sign the necessary forms, and drive your new car home on the same day.
When you apply for a car loan with a third-party lender, you can expect to wait days or a week, whereas your Buick experts can provide everything you need and finalize the sale quickly and without delay.
2. Greater Flexibility
When you finance your new car through your dealership, there is greater flexibility in negotiating interest rates, financing options, and installment payments. You’ll find that discussing your financing options with a dealership gives you more choices than a financial institution or an outside lender; they may not have the financing options or the ability to offer you a better price than your Buick dealer.
3. Promotional Deals and Interest Rates
Dealerships run many promotions throughout the year, including price discounts, exceptional financing rates, and interest rates that are either very low or zero. You might have access to several promotional discounts or specials at once, depending on the vehicle you buy, including factory financing. Your local dealership’s website may provide details on upcoming deals and financing specials, which can help you decide on the type of vehicle and financing plan you need.
When you buy a new car through your dealership, you may have access to several incentives, including cashback offers and trade-in assistance.
4. Financing Plans for Different Credit Scores
While low credit scores can limit financing options for many people, car dealerships offer greater flexibility, including in-house financing. You’ll also have the option of longer loan terms, which allow for more affordable monthly payments. If you have a low credit score, responsibly making regular payments will improve your credit rating and provide better opportunities for future car purchases.
Your Buick financing experts can offer greater flexibility and options when you buy a new and pre-owned vehicle. Visit us at Mark Wahlberg Buick GMC and see what we have to offer you from our fantastic showroom display on your next drive through town.
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